Phone: 951-547-8500
Directions
Directions
Pacific Capital clients lead active, accomplished lives. In fact, many of them have stepped back from their primary business focus to take on new and different challenges, including entrepreneurship, philanthropy and legacy building. These are the top 7 financial priorities for affluent clients:
Our team is dedicated helping you achieve your financial priorities. As your family’s primary trusted advisor, we help you understand and evaluate the many important financial decisions that affect your future. Together we articulate your financial goals regarding investment strategy, retirement savings, running your business, and managing debts and insurance. We help you manage your wealth with greater ease and clarity and adapt our strategy as your life changes. Our consistent client review appointments allow us to stay involved in the challenges and opportunities you are currently facing.
Benjamin Graham,“The Father of Value Investing” once said, “Individuals who cannot master their emotions are ill-suited to profit from the investment process.” Emotions can wreak havoc on an investor’s ability to build long-term wealth. Our disciplined portfolio management process mitigates the risk of you making common investment mistakes driven by emotions. We believe in global diversification, regular rebalancing, and the value of earning consistently positive risk-adjusted returns.
Financial crises are painful and difficult, but they are also an inevitable part of any long-term investor’s journey. Investors who bear this in mind are less likely to react emotionally, and better positioned to benefit with capital growth over time. We adhere to our proven investment principles without getting caught up in the hype or following the crowd. Pacific Capital takes advantage of opportunities in the capital markets utilizing the world-class investment research from the top firms on Wall Street.
Finally, we define “successful investment results” as the attainment of your financial goals. Performance is more than simply a rate of return. Your circumstances are unique and our objectives go beyond just “beating the market.” We develop and implement appropriate strategies to help you achieve their goals with the less risk.
Retirement means something different to everyone and this requires custom solutions to develop a strategy for your vision of retirement. Wealthy families want to ensure that their comfortable lifestyle can continue beyond their years of working full-time. At Pacific Capital, we consider all the potential outcomes when planning for a secure retirement lifestyle. Clients are able to review their net worth and future income projections while considering current and deferred income, expenses, investment strategy, liabilities, taxes, and insurance protection.
Health care and taxes are often the largest financial burdens facing wealthy retirees. Our Pacific Capital team will coordinate to make sure we’ve prepared for these issues ahead of time. We’re committed to periodically reviewing your progress towards your retirement goals and legacy planning. Our consistent client appointments provide opportunities to make changes that reflect the changing circumstances in your life. At Pacific Capital, we’ve received extensive training specific to retirement income planning and have successfully taken many clients into this new stage of life.