Why Independence?

Posted in | 0 comments

Pacific Capital was founded to serve our clients better.  As a privately-owned and operated company, we are not beholden to the bureaucracy or potential mismanagement of the large Wall Street investment banks.  We are able to  draw from the best Wall Street firms, without being pressured to sell their proprietary  products.  According to a study by Cirruli and Associates, a significant trend shows wealthy families have been gravitating towards independent, objective and boutique wealth management firms.

Over half of the country’s “financial advisors” work as brokers for an investment bank or a brokerage firm. We are not owned by or affiliated with any such entity.  By working with an independent firm, clients don’t sacrifice security or the safe custody of their assets.  We offer the stability of a world-class company in Charles Schwab, who serves as the custody firm for our clients’ investment portfolios.  Charles Schwab has $1.7 Trillion in assets under management and a reputation for outstanding service. While we do not work for Charles Schwab, we appreciate the client-centered service  approach, the safe custody of assets, and the low cost structure we can offer through Schwab.  Our professional affiliations provide our clients access to the world’s financial markets, as well as the financial expertise and credibility needed to provide you with a wealth of investment resources.

Many of our clients accumulated large sums of wealth through businesses they have owned. We sit on the same side of the table as a privately-owned company facing the same challenges as they do in achieving their goals. Who better to provide guidance and support than a professional team that has walked, and continues to walk, in your shoes? We are founded on the principle that true independence from corporate bias, quotas, and control from a centralized establishment brings higher quality service to our clients. We believe navigating through the volatile financial markets is better achieved with the flexibility and client-friendly structure of an independent firm. With the freedom to be more client-centric, we have the autonomy to truly customize your experience and spend more time focused on your investment portfolio.