Disclosures

Investment advisory services are provided by Pacific Capital Wealth Advisors, Inc. (doing business as Pacific Capital), an SEC registered investment adviser. The firm only transacts business in states and jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability.

For additional information about our fees, services, and disclosures, please refer to our Form ADV Part 2A, which is available upon request or online at www.adviserinfo.sec.gov.

Important Disclaimers

  • Pacific Capital Wealth Advisors, Inc. is not engaged in the practice of law or accounting. You should consult your legal and/or tax advisors before making any financial decisions.
  • Investment products, insurance and annuity products are not FDIC insured and may lose value. Investments involve risk and the possibility of loss, including the loss of principal. Past performance does not guarantee future results. Actual returns experienced by individual clients will differ due to many factors.
  • Information presented on this website is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. It does not involve the rendering of personalized investment advice, nor should it be viewed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities discussed. A professional adviser should be consulted before implementing any of the strategies discussed.
  • Hyperlinks on this website are provided as a convenience, and we disclaim any responsibility for information, services, or products found on websites linked hereto.
  • Pacific Capital Wealth Advisors, Inc. and its associated persons may receive commissions from the sale of insurance products and services. Insurance product guarantees are subject to the claims-paying ability of the issuing company and are not FDIC insured. All insurance and investment strategies have the potential for profit or loss.
  • Third-party rankings and recognition from rating services and publications do not guarantee future investment success. Working with a highly-rated adviser does not ensure that a client or prospective client will experience a higher level of performance. These ratings should not be viewed as an endorsement of the adviser by any client and do not represent any specific client’s evaluation. Generally, ratings, rankings, and recognition are based on information provided by the adviser. Please contact the adviser for more information regarding how these rankings and ratings were formulated.
  • Approval by the United States Patent and Trademark Office should not be construed as rendering an opinion on the quality of the investment adviser’s process. It merely protects the adviser’s logo and brand name.
  • Five Star Wealth Manager Award: This award is based upon ten objective criteria. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award does not evaluate the quality of services provided to clients and is not indicative of the wealth manager’s future performance. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or any publication. For more information on the Five Star award, visit https://www.fivestarprofessional.com/ref/research/WM_ResearchMethodology.pdf
  • Million Dollar Round Table: Qualifying membership in the Million Dollar Round Table is based on minimum commission and gross business generated within a year. It is not based upon performance or returns experienced by any client, nor does it reflect the opinions of the adviser’s current or former clients.
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