Smart, Not Spoiled teaches parents how to equip their kids with the 7 essential money skills needed before adulthood.

Chad Willardson, a father of 5, shares practical tips, stories, and tools to improve financial literacy, helping children understand the value of money, make informed decisions, and avoid common pitfalls.

Whether your child is young or a teen, this book creates a roadmap for teaching money skills that schools often overlook. Smart, Not Spoiled empowers families to prepare the next generation for financial success while fostering responsibility and confidence.